Child Care Subsidies in Decatur AL

Love and Glory Daycare proudly supports families who qualify for financial assistance through programs like CMA and Alabama's Department of Human Resources (DHR). Child care subsidies help working parents cover part or all of their tuition, making quality early learning accessible to more families in Decatur AL. Whether you are working, in school, or meeting other program requirements, we partner with you every step of the way to help you receive the support you qualify for.

What Is a Child Care Subsidy?

A child care subsidy is financial assistance provided by state or federal programs to help families pay for licensed child care. Instead of paying the full tuition rate on their own, eligible families receive help covering weekly costs, making high quality care more affordable and predictable.

Who Qualifies for Subsidized Child Care?

Eligibility depends on several factors. Many families qualify based on employment, enrollment in job training or school, household size, and income guidelines set by the state. Parents usually submit verification documents to determine their eligibility. Each family is evaluated individually through the proper subsidy agency.

CMA and DHR Accepted Here

Love and Glory Daycare accepts CMA and DHR child care assistance programs, offering families reliable support with the cost of tuition. These programs provide essential financial help for parents who are working, attending school, or meeting other agency requirements. Once approved, families bring their documentation to us, and we apply the subsidy directly toward weekly tuition.

About CMA Child Care Assistance

CMA assists families by providing partial or full child care payments based on eligibility. Parents usually apply through their county office and provide documents such as proof of employment, income verification, and household information. Once approved, CMA covers a portion of the weekly cost while families pay any required co-pay.

About DHR Child Care Subsidies

The Alabama Department of Human Resources (DHR) offers child care subsidies for families who need financial support while working or attending school. Families submit an application, provide verification documents, and wait for approval. After approval, parents receive a notice explaining coverage amounts and co pay expectations.

Federal Tax Credits & Childcare FSAs
(2025 Update)

A tax credit is a valuable tool for families, offering a dollar-for-dollar reduction in the taxes owed. Some credits are even refundable, reducing taxes to zero and providing a refund. The American Rescue Plan Act of 2021 has enhanced the benefits for families with children, specifically for child care. Here's a breakdown:

Child Tax Credit (CTC)

Eligible families can claim up to $2,200 per child, with $1,700 refundable. Learn more at the IRS Child Tax Credit page

Child & Dependent Care Tax Credit

Get back up to 35% of qualifying childcare expenses—up to $3,000 per child or $6,000 per household. Learn more here

Dependent Care FSA (Flexible Spending Account)

In 2025, you can contribute up to $5,000 tax-free through your employer to cover daycare tuition, including at Love and Glory Daycare.

Earned Income Tax Credit (EITC)

The Earned Income Tax Credit (EITC) provides a tax break for low- to moderate-income workers and families. If you qualify, this credit can help reduce the amount of tax you owe and may even increase your refund. Learn more at the IRS Earned Income Tax Credit page

Discounts for Families

At Love and Glory Daycare, we know that child care costs can be significant for working families. Along with accepting CMA and DHR, we offer additional discounts to help make tuition more manageable and to support families who choose our center for long term care.